How It Works

Your journey begins with understanding what it means to be an independent life insurance agent. We'll help you learn about:

• The role and responsibilities of a life insurance agent
• How independent agencies operate
• The value life insurance provides to families
• Industry standards and professional expectations
• California Department of Insurance regulations

This initial phase helps ensure this career path aligns with your goals and values before you invest time in licensing and training.

Licensing is mandatory before you can sell insurance in California. We provide guidance on:

• California Department of Insurance licensing requirements
• Pre-licensing education options
• State examination preparation
• License application process
• Continuing education requirements

Important: You must obtain and maintain a valid California insurance license before you can sell insurance products. We provide guidance, but you are responsible for meeting all state requirements.

Once licensed, you'll enter our comprehensive training program covering:

• Life insurance product knowledge
• Needs analysis and client consultation techniques
• Ethical sales practices
• California Department of Insurance compliance requirements
• Carrier-specific product training
• Documentation and record-keeping standards

Training is ongoing and includes weekly calls, mentorship sessions, and access to carrier-provided education resources.

With training complete, you'll begin working with clients under the guidance of experienced mentors. This phase includes:

• Structured mentorship assignments
• Shadowing experienced agents (where applicable)
• Regular check-ins and feedback sessions
• Access to support resources and tools
• Compliance oversight and quality assurance

Your mentor will help you navigate early client interactions, answer questions, and provide guidance on best practices.

Professional growth continues throughout your career with:

• Weekly training calls and educational sessions
• Continuing education to maintain licensing
• Updates on industry changes and regulations
• Advanced sales and consultation techniques
• Carrier product updates and training
• Peer learning and collaboration opportunities

We believe in continuous improvement and provide ongoing support to help you develop as a professional.